WEALTH

A collection of good accounts isn't the same thing as a good strategy.

The question isn't simply what you own. It's what each dollar is supposed to do, when you may need it, and whether the pieces are working together.

Give each dollar a job.

Money that needs to be accessible when life or opportunity calls.

Capital whose primary job is helping protect what you've already built.

Longer-term dollars positioned around future goals and an appropriate level of uncertainty.

Assets intended to help support spending and cash-flow needs.

Decisions that consider the effect taxes may have on the outcome.

Wealth positioned around the people and causes that matter to you.